Health plan said no? This Brazilian law says yes.

In 2026, Brazil’s health plans must cover over 5,000 procedures—from colonoscopies to cancer drugs. Yet denials happen, and expats often walk away without a fight. Know the system, and you can turn a 'no' into a 'yes'.

5,000+

❝ The Rol is not a closed box; medical necessity can open the door.

DICA

✓ Step 1: Get a detailed medical report ✓ Step 2: Request the insurer's written denial ✓ Step 3: Open a complaint at ANS online

✗ Myth: The insurer decides what you can receive.

Don't let a denial delay your treatment. Brazilian law is on your side.