Is Your Health Plan Illegally Denying Treatment?

The court that forces coverage—often in just days.

Exhausted complaints? You can sue. Brazilian law treats health plans under the Consumer Defense Code, shifting proof to the insurer. Abusive clauses are void. Your denial probably violates the law.

File in Juizado Especial for losses under R$60,480. No fees, no lawyer required under R$30,240. Fast emergency injunctions can get treatment approved in days. A health law specialist increases your odds.

1. Exhaust ombudsman & ANS|2. Get written denial|3. File with injunction request

Vara Cível: fees up to 2%, full expert evidence, longer process

The law treats your health plan as a consumer relationship. The odds are stacked in your favor, not the insurer's.