Denied Coverage? In Brazil, You Can Fight Back — Here’s How.

You followed your doctor’s advice. Then the denial letter arrives. As a foreigner, it feels like you have no rights — but Brazil’s laws heavily protect patients.

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DICA

1-5

✓ Path 1: Internal Appeal ✓ Path 2: ANS Complaint (NIP) ✓ Path 3: Procon Complaint ✓ Path 4: Lawsuit (Small Claims)

✗ You have no rights as a foreigner.

What if the denial is for a non-emergency treatment?

Your health is not a negotiation. Demand the coverage you're entitled to.